---
title: "Payout Policy"
url: "https://smpfund.com/payout-policy"
language: "en"
published: "2026-11-14T08:43:06.014Z"
modified: "2026-11-14T08:43:06.014Z"
---

# Payout Policy

*Last updated: October 19, 2026*

## Performance Reward Share

Eligible traders receive a **performance reward** on simulated profits. Default starting share is **80%** (**70%** on Instant), with upgrades to **85%** (after at least 2 months funded and gross profit of 10% of the account size) and **90%** (after at least 4 months and 25%); the same profit % must also have been made within the last 120 days, the best-day limit must be met, and 90% also requires a profitable last cycle. The new share applies only to profit after upgrade approval. Rewards are not live brokerage withdrawals. See [Simulated Trading](https://smpfund.com/simulated-trading) and [Trading Rules](https://smpfund.com/trading-rules), rule 18.

## Timing, Caps & Minimums

First payout: minimum **21 days** after this challenge is funded (and, for your very first payout, at least **21 days** after signup). Subsequent payouts: **14-day** cooldown. You also need **5** qualifying trading days in each payout cycle — counted since your last paid payout (for the first payout, since the account was funded); a cycle in which you only withdraw profit left over from an earlier capped or partial payout, with no new trades, needs none. Payouts are also held while a compliance hold is on your file (for example after an EA was detected without the Automation add-on). On funded accounts a withdrawal is held (not a yellow flag) while more than **30%** of the cycle's credited profit comes from winning trades held under **2 minutes**, or while the best day exceeds **35%** of the cycle profit. Caps vs initial balance: each package has its own, shown on its challenge page and in your account (payouts 1–2 and 3–4 each capped at a percentage of the initial balance — a higher one on smaller accounts; 5+ unlimited). Minimum **$50** per funded account (two accounts cannot be combined). Each payout is charged a flat **$3** withdrawal fee, deducted from the amount sent; crypto network fees are extra and borne by the trader. KYC must be approved before a funded account is issued and therefore before any funded payout. Crypto wallets only; accepted networks: USDT (TRC20 / Tron), USDT (ERC20 / Ethereum), USDT (BEP20 / BNB Smart Chain), USDT (Solana), Bitcoin (BTC), Ethereum (ETH).

**Every request is reviewed.** Each payout request is checked and approved or rejected by our team; nothing is paid automatically. Requests that show risk signals — a risk score above the review threshold, gambling-style or martingale patterns, a cycle whose profit comes mostly from news windows or very short trades, or an open risk flag on the account — are held for compliance review, and the reward on the affected profit can be reduced or not credited: profit from trades held under 2 minutes and from trades that broke a soft risk rule (for example the Max Open-Trade Loss) is not credited, and news-window profit on Prime and Rapid counts at 40%. A rejection states its reason, and you may appeal within 7 days.

## Balance After a Payout & Review Freeze

After a successful paid payout, the withdrawn profit is subtracted from your challenge book on the same account. The MetaTrader balance is **not** reset, and the remaining challenge profit stays withdrawable once the cooldown has passed. All positions must be closed at request time. From the request until it is paid, rejected or cancelled, the account is **frozen for payout review**: opening a trade does not cancel the request, but trades opened during the review earn no profit credit, while their losses still count against the account and its loss limits. They also do not count as qualifying trading days. A pending profit-share upgrade request, by contrast, is cancelled when a trade is opened (the account is not failed). Review typically within 5 business days. Best-day consistency over the cap is **not a yellow flag**; it only blocks withdrawals until the share is within the limit.

Questions? Contact us at [info@smpfund.com](mailto:info@smpfund.com) or via [Telegram](https://t.me/smpfund_support).