---
title: "Certificates: funded, payout and contest"
url: "https://smpfund.com/help/certificates"
language: "en"
---

# Certificates: funded, payout and contest

You get a Funded Trader certificate when your funding is approved (it also marks passing the evaluation), one per paid payout, and one for a top contest place. Passing the challenge itself is announced by email and notification. Certificates are PDF downloads, not payouts, and they do not replace KYC.

3 min read

## Step 1: Open Certificates and use View / download

Open [Certificates](https://smpfund.com/account/certificates) and use View / download. The Funded Trader certificate appears when the team approves your funding after the final review — there is no separate certificate for passing. An empty list means nothing is issued yet — check status on [My challenges](https://smpfund.com/account/challenges). Profit in MetaTrader alone is not enough.

The name on the file follows [Profile](https://smpfund.com/account/profile) / KYC legal name. Certificates are not money; money is [Payouts](https://smpfund.com/account/payouts) after funded rules.

![Annotated screen: Open Certificates and use View / download](https://smpfund.com/help/screenshots/certificates.webp)

- Download

## Open these pages

- [Certificates](https://smpfund.com/account/certificates)
- [My challenges](https://smpfund.com/account/challenges)

## Related guides

- [My challenges: status, targets, and why MT5 is not enough](https://smpfund.com/help/challenges): This list is the official status of each test (preparing, active, passed, failed). Profit target and loss limits are enforced here. MetaTrader only shows broker P&L.
- [KYC: prove who you are (plain steps)](https://smpfund.com/help/kyc): KYC means we check your identity documents. You do it before a funded account is issued — not before you buy or start the evaluation. A rejected KYC does not close your challenges or your account — only a funded account (including Instant) waits until KYC is approved.