---
title: "Buy a challenge when you have never done it"
url: "https://smpfund.com/help/buy-a-challenge"
language: "en"
---

# Buy a challenge when you have never done it

A challenge is a paid test account, not a live bank deposit and not MetaTrader access yet. Pick a program and size, pay the exact crypto amount, then wait. Fees are generally not refundable; a refund is possible only in special cases with admin approval. A challenge reset is a self-service discounted rebuy.

6 min read

## Step 1: Read the card like a complete beginner

Open the [Shop](https://smpfund.com/shop). Each big card is one product: a program name (for example Prime, Rapid, Instant) and an account size (for example 25 000). If you want them in one table, open [Compare challenges](https://smpfund.com/compare-challenges). To pick size and risk yourself, open [Build your challenge](https://smpfund.com/build-challenge).

On the card, look for: how many stages, the profit target (how much you must make), daily loss and max loss (if you lose this much the test fails), whether news trading is allowed, and which platform (MT5, MT4, …). The platform is locked at purchase — you cannot switch later.

Before you click Buy, open [Trading Rules](https://smpfund.com/trading-rules) and read the same numbers in the contract. The shop card is a summary; the rules page wins if they ever differ.

You must be signed in ([Sign in](https://smpfund.com/login)) to finish paying. If you have no account yet, [Register](https://smpfund.com/register) first.

![Annotated screen: Read the card like a complete beginner](https://smpfund.com/help/screenshots/shop.webp)

- Buy
- Specs

## Step 2: Pay with crypto: exact amount, exact wallet

Click Buy on the card. A checkout popup (or [Checkout](https://smpfund.com/checkout) / [Cart](https://smpfund.com/cart)) walks you through account, optional add-ons, then payment. We only accept crypto shown on that screen.

Copy the wallet address from the page. Send the exact amount. If you send a different coin, a different network, or a rounded amount, the order may never confirm and the coins can be lost. Network fees on your wallet app are extra — they are not the shop price.

Fees you pay us are generally not refundable; a refund is possible only in special cases with admin approval (a challenge reset is a self-service discounted rebuy). After you send, do not close the tab until you see that payment is detected, then wait for provisioning ([After you pay](https://smpfund.com/help/after-you-pay)).

Wrong order later? [Support for an order](https://smpfund.com/support-order) or a [ticket](https://smpfund.com/account/tickets) after you can sign in.

![Annotated screen: Pay with crypto: exact amount, exact wallet](https://smpfund.com/help/screenshots/checkout.webp)

- Amount
- Wallet

## Open these pages

- [Shop](https://smpfund.com/shop)
- [Compare challenges](https://smpfund.com/compare-challenges)
- [Trading Rules](https://smpfund.com/trading-rules)
- [Checkout](https://smpfund.com/checkout)
- [Cart](https://smpfund.com/cart)
- [Build your challenge](https://smpfund.com/build-challenge)

## Related guides

- [After you pay: wait, then copy trading login](https://smpfund.com/help/after-you-pay): A green paid order is not MetaTrader. We still have to create the demo account. When it is ready you get an email and three fields appear in Credentials. Often this takes up to about 24 hours.
- [If you are new: what this site is](https://smpfund.com/help/how-the-site-works): This is a prop-trading site. You buy a challenge (a test account), trade on MetaTrader with our rules, and if you pass you may get a funded account and a payout. You do not need to know jargon yet — start here.
- [Reset a failed challenge (discount repurchase)](https://smpfund.com/help/challenge-reset): If the page lists your account, you can buy the same test again cheaper. After crypto payment we close the old demo and issue new credentials. This is not the “reactivate idle account” button.
